Everyone has to face the consequences of his actions. Who has made the bats to hang from the branches of a tree with their heads downwards? Has anyone done it out of hatred? No. It is their Karma (fate). Likewise, nobody can escape from the consequences of Karma.
You may wonder if there is a way to escape from the consequences of Karma. Yes, it is possible for those who earn the grace of God. Once you become the recipient of God's grace, you will not be affected by Karma Phala. Hence, you should strive to earn Divine grace. Scholars say, it is impossible to escape Karma. What they say is true to a certain extent. But once you earn Divine grace, even if you have to experience the consequences of Karma, you will not feel the pain. Take for instance a bottle containing medicine. You find the expiry date mentioned on the bottle. After the expiry date, the medicine will lose its potency. Likewise, God's grace will make the Karma Phala 'expire', i.e., it nullifies the effects of Karma. Hence, it is possible to escape from the consequences of Karma. Man should cultivate the necessary strength and will power to deserve Divine grace. You will be free from the shackles of Karma once you attain Divine grace.
You may undertake any number of spiritual practices, but never forget God's Name even for a moment. Only then will you be protected. Never do anything that will take you away from God. You can achieve anything through prayer. You do not need to pray loudly, it is enough if you pray mentally. Some people have a mistaken notion that God will not come to their rescue if they do not pray loudly. God resides in your heart. He listens to your prayers. If you aspire to attain His grace, you have to contemplate on Him incessantly. Worldly difficulties come and go. One should not attach much importance to them. However, through prayer, one can overcome any difficulties. Only God's grace is true and everlasting. One should strive to attain it.