om sai ram
u can start with naam jap or parayan,or recite vishnusahasranama.
any of these,where naam jap is th simplest stablises th mind.
it is a personal experience.
as for the options u have in hand,
gradually u'l get along with the one thats best suited for u.let the right time come nd the veils will b unfolded.
howevr if its smthing about ur job n thr has to b an earning ,i'd suggest u o act quickl y n get alongwith whtevr small u hav,for th sake of u ur family.
jai sai ram