FAKIRJI, all Lakshmiji and Kuber both will come to help you, always, as you leave everything to Baba (Narayan). Lakshmiji is attached so much to Lord Narayan's beauty that many times she even leaves her devotees.
Just Read Chapter 6 of SAI SACHARITRA CHAPTER 6, AS POSTED HERE IN spiritual resources section. My Humblest prostratation to Rajkapsaji for such a nice translation. Al ur questions are answered there BY SWEETOO BABA.
Kakirji what happens really is that we love Baba during the time we pray, and then the negetive thoughts (Devil's energy) misguides us against our GURUDEV AND BABA and we start with negative thoughts, like Baba is not helping us, so during our Japs and prayer, Baba's blessings wash our negativities, bringing the 4 virtues of Dharam, Arth, Kaama, Moksha near us, but as soon as we leave it, the Devil's negative promting catches us, and we refill the negative energies in the cellular memories again, and again Baba has to do the needful, so the rise becomes very incremental, bcoz most of the energy goes in washing the previously washed. (Revered Saint Baba Shivanandaji).
Just keep Baba's Lotus feet visualised in ur heart always, and just see the changes for positive. Nothing is impossible for Gurudev. Remember God NEVER WANTS TO PUNISH ANYBODY AND DOES THAT WITH GREAT HESITATION AND ALWAYS TRIES TO GET HIS BELOVED CHILDREN SOME WAY THAT HIS PAIN IS LESS. LORD SHIVA TOOK THE HALAHAL POISON JUST TO SAVE HIS CHILDREN, MATA KALI TAKES ALL THE NEGATIVITIES ON HER OWN BODY SO THAT HER CHILDREN DO NOT SUFFER, AND SAINTS LIKE BABA" DO NOT POSSESS THE WILL TO MAKE THEIR BHAKTAS SUFFER". HERE EVEN THE OMNIPOWERFUL BABA IS HELPLESS, HE CANNOT MAKE HIS DEVOTEES SUFFER (ONE THING GOD CANNOT DO IS SEPARATE HIMSLEF FROM ANY SOUL AND ONE THING SAINTS CANNOT DO IS MAKE ANYBODY SUFFER)