Sairam bhai.....WHY FEAR WHEN BABA IS THEIR..
1. Organize - the first thing you need to do is to find out how much you really owe, and to whom you owe it to.
2. Cut Back Your Expenses - Figure out what unnecessary purchases you are making
3. Start Paying off Your Loans- You would be wise to start with the smaller, higher interest loans first. Paying off they higher interest bills can save you thousands of dollars over time.
4. Think about Consolidating - There are plenty of financial institutions out there that can consolidate all of your loans into one payment. This can save you time, energy and money. When trying to clear loan debt and become debt free, there are many options and ways to go about it. It doesn't have to be difficult or painful; it just takes some organizing and planning. With a little effort, you too can be debt free.
http://www.associatedcontent.com/article/114587/the_best_ways_to_clear_loan_debt_and.htmlEvery cloud has a Silver Linning.
Sai baba wants to make you strong and wants you to become more responsible.
Pl read kakasaheb dixit's Experience..
"Baba will provide" is all that is required?
Can you help, Sir?
Is it necessary to go searching everyone for help when keeping faith that "Baba will provide" is all that is required? Belittling unsolicited help or suspecting situations favorable during the hour of need is perhaps limiting Baba' omniscience because Baba manifests himself in several ways and in several situations to help the distressed. At the same time, raising unnecessary outcry over every hurdle big and small is not a hallmark of a faithful Sai devotee. Let us examine the following incident in the life of eminent Sai devotee Kakasaheb Dixit, as narrated by Pujya Sri B.V. Narasimhaswami ji.
As for Dixit's own financial position, there was, for a long time, a period of depression, but there was no positive distress. Contentment was ingrained in Dixit', and he was always saying to himself, "Tevile Anante, Tase Rahave", which is the same as "Alla Rakhega Vysa Rahena", "Maula Rakhega Vysa Rahena". This means, 'We must be content with the lot assigned to us by God.' So, he was generally contented and retained his mental peace in the midst of lack of funds and income. However, special occasions arose and his faith in Baba was tested and confirmed.
Some time after Baba passed away, Kaka had to meet a heavy obligation of Rs. 30,000 to be paid to a Marwadi. The day for payment was drawing near, and Kaka could not see how to get funds for meeting this large demand. One night, as he was sleeping, he had a dream, and in his dream, his creditor was pressing him for payment. In the dream, he assured the creditor, "Oh, don't you fear. I have my friend Sir Chunnilal, Sir Chimanlal etc., all of them knights, and they will provide the money". Suddenly, he woke up and remembering the dream, he bitterly repented his stupid folly in relying upon 'Sir' this and 'Sir' that who are just persons who will fail to help at the crucial moment.
He felt that the only person on whom he could rely for getting help was Baba, and cursed his folly in relying upon such useless human help. He resolved not to think of these 'Sirs' at all, and to rely confidently and boldly upon Sai Baba alone to furnish him with funds and that too in time. He sat up in his office room on a chair and was waiting and waiting until the actual date of payment came. Until the last moment, no money was forthcoming. However, at the last moment, a young man, the son of a rich friend of his, came asking for his advice. He said that after his father's death, he was managing his property, and had to find an investment for his money. He said, just then he had brought with him Rs. 30,000/- and wanted to know from Dixit what would be best investment. Kaka, after explaining the pros and cons of other investments, finally told him that he was in urgent need of Rs. 30,000/- and he would be glad to have it on any reasonable terms, but that it was his duty to explain to the lender that his practice had gone down, that his income was very low, though his properties in the shape of bungalows were there, and that it was his duty to point out the danger and disadvantage of lending to such person. The young man, however, made up his mind to lend the money to him on account of his being his father's friend, and thus the creditor of Dixit was paid in time.
(Contributed by Saibaba.org Team)
TRUST IN YOUR GURU FULLY,THAT IS THE ONLY SADHANA.
Sai baba let your holy lotus feet be our sole refuge.OMSAIRAM